pre-convert currency

A flat lay of assorted credit and debit cards from various banks. Ideal for finance and banking concepts.

Currency Exchange Fees

Banking, Payments & FX / Roadmarket Team

Spread, Markups & Weekend Charges You can be a disciplined traveler, a careful investor, and still lose 3–5% of every cross-border payment to hidden FX costs. The culprit isn’t only the obvious “fee”—it’s the spread (the gap between the real mid-market rate and the one you’re given), plus weekend markups, card surcharges, and the notorious […]

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Side view of an adult using a self-service ticket machine indoors.

ATM Strategy for Travelers

Banking, Payments & FX / Roadmarket Team

Beating DCC, Surcharges & Weekend FX Cash abroad isn’t just “cash.” Every withdrawal is a stack of hidden costs—ATM operator surcharges, your bank’s foreign transaction fee, the FX spread, sneaky weekend markups, and the worst offender of all: DCC (Dynamic Currency Conversion). This playbook shows you how the fees actually stack, which cards and networks

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