Optimize funding to and from your broker: account types, SEPA/ACH/SWIFT mapping, and FX cost hygiene. Compare routes, avoid hidden fees, and keep transfers consistent with compliance needs.
Spread, Markups & Weekend Charges You can be a disciplined traveler, a careful investor, and still lose 3–5% of every cross-border payment to hidden FX costs. The culprit isn’t only the obvious “fee”—it’s the spread (the gap between the real mid-market rate and the one you’re given), plus weekend markups, card surcharges, and the notorious […]
Currency Exchange Fees Leer más »
How to Unfreeze Cards and Keep Moving Your card declines at hotel checkout. The taxi meter is still running. The ATM eats your debit. Panic spikes—is my trip over? Breathe. Card blocks abroad are common, fixable, and often preventable. This playbook shows you why blocks happen, exactly what to do in the first 10 minutes,
Card Stacks That Survive Airports, Taxis & Offline Days One card is a single point of failure. Full-time travelers need a system: cards that complement each other, work across Visa/Mastercard rails, handle holds at hotels and rentals, beat DCC and weekend FX markups, and still work when terminals go offline. This blueprint shows you how
Field Test for Full-Time Nomads Three apps dominate nomad banking in 2025. Wise (true multi-currency rails), Revolut (feature-rich super-app), and N26 (EU bank with a clean card experience). We ran all three across 10+ countries, logging real fees, FX behavior, ATM costs, and support tickets. This is a balanced, field-tested comparison—what actually works on the
Wise vs Revolut vs N26 (2025) Leer más »
Beating DCC, Surcharges & Weekend FX Cash abroad isn’t just “cash.” Every withdrawal is a stack of hidden costs—ATM operator surcharges, your bank’s foreign transaction fee, the FX spread, sneaky weekend markups, and the worst offender of all: DCC (Dynamic Currency Conversion). This playbook shows you how the fees actually stack, which cards and networks
ATM Strategy for Travelers Leer más »
Real USD/EUR/GBP Setups for Nomads If you earn in one currency, spend in another, and invest in a third, single-currency banking will tax you with friction and FX fees. This is your practical, comparison-heavy guide to building a real USD/EUR/GBP stack—accounts that actually hold each currency, receive like a local, pay like a local, and
Multi-Currency That Doesn’t Bite Leer más »
Moving Money Into Your Broker On the Road You’ve opened the right brokerage account—now the hard part is getting money into it while you’re moving between countries, currencies, and bank systems that don’t always like talking to each other. This guide explains payment rails (SEPA/SWIFT/ACH) in plain English, how correspondent banks and MT103 tracking work,
