Last updated: [2025-10-04]

1) Who we are

[Legal entity name] (“US21RoadMarket”, “US21”, “we”, “our”, “us”) operates us21roadmarket.org (the “Site”). By using the Site you agree to these Terms.

2) Educational content (no advice)

All content on the Site is for information and education only. We do not provide financial, investment, tax, or legal advice. You are solely responsible for your decisions and compliance with the laws where you live or travel.

3) No client relationship

Your use of the Site does not create any client, advisory, or fiduciary relationship with us.

4) Eligibility & local laws

Access to financial products may be restricted (e.g., PRIIPs/KID rules, broker policies, residency limits). You are responsible for following the rules that apply to you.

5) Acceptable use

Do not misuse the Site. You agree not to (a) violate laws or IP rights, (b) attempt to hack, scrape at scale, or disrupt, (c) upload malware/spam, or (d) harass others. We may suspend access if we reasonably suspect misuse.

6) Third-party links & tools

We link to third-party sites (e.g., IRS forms, brokers). We do not control or endorse them and aren’t responsible for their content, availability, or security.

7) Intellectual property

Unless stated otherwise, the content on us21roadmarket.org is our copyright. You may quote short excerpts with attribution and a link. Don’t copy, mirror, or republish substantial parts without written permission.

8) No warranties

The Site is provided “as is” and “as available”. We make no warranties about accuracy, timeliness, completeness, or fitness for a particular purpose.

9) Limitation of liability

To the maximum extent permitted by law, we are not liable for any loss or damage (including lost profits, data loss, business interruption, or regulatory penalties) arising from or related to your use of the Site.

10) Indemnity

You agree to indemnify US21RoadMarket against claims arising from your breach of these Terms or misuse of the Site.

11) Changes

We may update these Terms. Material changes will be sign-posted here. Continued use means you accept the updated Terms.

12) Contact

We handle all messages only through our contact form: Contact Form
We do not monitor email or phone for legal notices.